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Ozyloans
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Fighting for fair loans.

We're here to make your home loan journey smooth, positive, and clear. We believe in finding the right opportunities for everyone.

Based in Melbourne, sorted Australia-wide.

Oz is for general info only. It does not provide financial advice.

See what we do
No Jargon

Straight Talk. Smart Loans.

From Fitzroy to Fremantle, we keep things simple. We're here to find lower rates, better terms, and a fair go for Aussies.

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First Home Buyers

First home? No dramas. We walk you through deposits, grants, and pre-approvals, then find a lender who actually likes newbies.

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Refinancing

Time to switch? If you've been loyal to your bank, you might be paying too much. We hunt for a sharper rate, stress-free.

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Investment

Thinking property? Smart move. We help structure loans to support your investment strategy and help you grow your portfolio.

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Construction

Building from scratch? We'll line up the right construction loan and handle the progressive drawdowns.

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Commercial

Need business finance? We cut through the red tape to find flexible options built around your goals.

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Self-Employed

Freelancer or boss? We specialize in low-doc loans that fit your lifestyle.

Local Experts 🇦🇺

Melbourne Based.
Australia Wide.

Searching for a Mortgage Broker in Melbourne? You've found a team that fights in your corner. Our HQ is on St Kilda Rd, but our digital-first approach means we help Aussies from Brisbane to Perth get the green light.

We're not a bank. We work for you, not the lenders. That means we take the time to understand what you actually want, then search through hundreds of options to find the one that fits best.

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30+ Lenders Scanned

We check the big 4 and the feisty challengers.

Zero Cost to You

The lender pays us. You get the deal. Fair trade.

Paperwork Assassins

We handle the boring stuff. You handle the housewarming.